2027 Texas Health Coverage
Ready to Enroll?
Open Enrollment runs November 1–December 15—but you may still qualify for coverage outside those dates.
Missed Open Enrollment? You may still qualify through a Special Enrollment Period.
Open Enrollment Window
Nov 1–Dec 15
During this window, you can:
✓ Enroll in a new plan
✓ Renew your coverage
✓ Change plans
Coverage begins January 1, 2027
Open Enrollment in Texas
Beginning with 2027 coverage, Open Enrollment in Texas runs from November 1 through December 15. During this period, you can enroll in, renew, or change an ACA Marketplace health insurance plan. Coverage begins January 1, 2027.
You may be able to get insurance outside this timeframe if you meet certain criteria. These are called Special Enrollment Periods (SEP).
Outside the enrollment window?
To find out if you are eligible, contact us.
Life changes can open a window
Special Enrollment Periods
A Special Enrollment Period is a time outside the regular open enrollment period during which individuals can enroll in or change their health insurance plans. SEPs are triggered by specific life events that impact your health coverage needs.
What qualifying life events can trigger a Special Enrollment Period?
✓ Losing your health coverage
✓ Moving to a new zip code
✓ Getting married
✓ Having a baby or adopting a child
✓ Becoming a U.S. citizen or lawful resident
✓ Leaving incarceration (jail or prison)
✓ Changes in your household, such as divorce or death of the policyholder.
Special Enrollment FAQs
How long does the Special Enrollment Period last?
The duration of the SEP generally lasts 60 days after the qualifying life event.
What if I miss the Special Enrollment Period?
If you miss the 60-day window to enroll during an SEP, you will need to wait until the next open enrollment period to apply for coverage unless you experience another qualifying event.
What if I have a planned change in health insurance during my Special Enrollment Period?
You can choose to change your health insurance plan during the SEP even if you have a planned change. Make sure to carefully review coverage options and how they fit your health care needs.
Not sure if you can enroll?
Our Fort Worth team can review your situation and help you understand your options.