Health Insurance Insights & Resources

Can you get $0 health insurance in Texas? Learn how premium assistance works, what you may still pay, and what to check before enrolling.

Reviewed October 13, 2026 Medicare Advantage and Medicare Supplement sound similar, but they solve different problems. If you are comparing Medicare coverage in Texas, start with this distinction: Medicare Advantage is another way to receive your Medicare benefits. Medicare Supplement, also called Medigap, helps pay some costs left over after Original Medicare pays. You do

Check whether your doctor is in network before switching health insurance, with a practical checklist and phone script for Texans.

You’re shopping for health insurance, and suddenly it sounds like you’re buying jewelry. Bronze, Silver, Gold, Platinum—what are you actually getting? These Marketplace health plan categories describe how costs are shared. They are not awards for better doctors or better care. Here’s how to use the labels when comparing coverage for your household. Bronze, Silver,

One month to go. Here’s what to gather now so you’re ready to enroll in November. Open Enrollment for 2027 Marketplace health insurance begins November 1, 2026. If you’re applying for the first time or reviewing your current coverage, a little preparation now can make the process easier. For Texans getting ready to enroll, this

Your Medicare plan has the same name. Your doctor has not changed. It is tempting to put the renewal packet aside and assume next year will look like this year. Before you renew your Medicare plan, check what that familiar name will actually cover. This checklist is for Texans reviewing Medicare Advantage or Part D

Your job ends. Your next prescription refill is next week. Before you pay for the first insurance option you see, find out exactly when your employer’s health coverage stops. For Texans losing job-based insurance, the main options to compare are a spouse’s employer plan, a Marketplace plan, and COBRA. Each has its own costs, start

By Roberto Salinas · NPN 8551768 · Updated October 6, 2026 Working for yourself means choosing your own health coverage, too. If you freelance, do contract work, or run a business in Texas, the first question is simple: where do you start when there is no employer benefits department? Health insurance for self-employed Texans starts

Open Enrollment can feel complicated, but preparing early makes it much easier. Before you compare 2027 health plans, gather the right documents, understand the costs you will be comparing, and know what to expect if you work with a health insurance broker. Open Enrollment 2027: Key Dates November 1, 2026: Open Enrollment begins. December 15,

Last reviewed October 13, 2026 Working with a health insurance agent can help you understand a Marketplace application and compare coverage for your household. Here is what to expect when giving permission for assistance, reviewing your information, comparing costs, and completing enrollment. Looking for enrollment dates or deadlines? Visit our Texas Open Enrollment dates, deadlines,