Ricky Rios

You’re shopping for health insurance, and suddenly it sounds like you’re buying jewelry. Bronze, Silver, Gold, Platinum—what are you actually getting? These Marketplace health plan categories describe how costs are shared. They are not awards for better doctors or better care. Here’s how to use the labels when comparing coverage for your household. Bronze, Silver,

Your job ends. Your next prescription refill is next week. Before you pay for the first insurance option you see, find out exactly when your employer’s health coverage stops. For Texans losing job-based insurance, the main options to compare are a spouse’s employer plan, a Marketplace plan, and COBRA. Each has its own costs, start

Open Enrollment can feel complicated, but preparing early makes it much easier. Before you compare 2027 health plans, gather the right documents, understand the costs you will be comparing, and know what to expect if you work with a health insurance broker. Open Enrollment 2027: Key Dates November 1, 2026: Open Enrollment begins. December 15,

Last reviewed September 28, 2026 Planning for health insurance in Texas? Open Enrollment 2027 is your opportunity to compare Marketplace plans and choose coverage for the coming year. Start with the dates below, then review your household information, doctors, prescriptions, and total costs before selecting a plan. Open Enrollment 2027 dates and deadlines For Texas

Learn which life changes may qualify you for a Special Enrollment Period and allow you to get health insurance outside Open Enrollment.

Confused by health insurance costs? Learn how premiums, deductibles, copays, coinsurance, and out-of-pocket maximums work together.