Ricky Rios

Ricky Rios is a licensed insurance professional and Marketing Director at Precise Insurance Group. He creates clear, practical resources to help individuals and families better understand health insurance and make informed coverage decisions. National Producer Number (NPN): 16228488.

Health insurance after a qualifying life event | Seguro médico después de un evento de vida

Can I Get Health Insurance Outside Open Enrollment?

Health Insurance / Ricky Rios

Learn which life changes may qualify you for a Special Enrollment Period and allow you to get health insurance outside Open Enrollment.

Can I Get Health Insurance Outside Open Enrollment? Read More »

Copay vs. Deductible vs. Coinsurance: What’s the Difference?

Health Insurance / Ricky Rios

Confused by health insurance costs? Learn how premiums, deductibles, copays, coinsurance, and out-of-pocket maximums work together.

Copay vs. Deductible vs. Coinsurance: What’s the Difference? Read More »